Physicians' Benefits Trust Life Insurance Company is a wholly owned subsidiary of ISMIE Mutual Insurance Company

The PBT Advantage


A broad selection of health plans and other valuable insurance solutions offering uncompromising quality, flexibility and value.

Physicians' Benefits Trust (PBT) offers comprehensive and cost-efficient insurance plans, including health, Medicare supplement, dental, life, disability, and more that are designed exclusively to meet the needs of physicians, their families and employees. Our programs can be customized to suit your individual needs and the needs of your group practice. The health, dental and Medicare supplement plans are offered through the PBTLIC - a wholly owned subsidiary of ISMIE Mutual Insurance Company.


PBT is sponsored by, and offered exclusively to, members of the Illinois State Medical Society and the Chicago Medical Society, as well as their employees and dependents. In addition, several Illinois county medical societies co-sponsor the PBT Health Care Plans.

As Physicians, we are among the most qualified to know physicians' insurance needs, hence our motto: Designed for Physicians, by Physicians. Click on the appropriate coverage options for Group or Individual and discover why our programs have attracted the participation and co-sponsorship of so many physicians and county medical societies across Illinois.


 

Insurance Solutions for Group Practices

As a medical professional, you can appreciate the need for a quality and comprehensive health insurance plan for yourself and your employees. So when the Illinois State Medical Society and Chicago Medical Society joined forces to form the Physicians' Benefits Trust, their goal was to develop a Group Health Plan that meets and exceeds your expectations.

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Group Products
 

Insurance Solutions for Individuals and their Families

Protecting yourself and your family with a quality health insurance policy is vitally important. Through Physicians' Benefits Trust, Illinois State Medical Society and Chicago Medical Society members can take advantage of a comprehensive and flexible Individual Heath Plan for solid family coverage.

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Individual Products
 

Claims Customer Service

PBT recognizes that quality claims administration is a critical component to the success and customer satisfaction of any insurance benefits program. You can count on experience, professionalism and commitment to service and flexibility.

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Claims Customer Service